online shopping has never been this simple…

mobicred is a simple & convenient credit facility that allows you to safely shop online with their participating retailers

How to activate Mobicred
  • Apply to become a Mobicred merchant.
  • Link your PayGate account to Mobicred –  we’ll do that for you!
  • Start offering online finance to your customers.
  • Done!

How Mobicred Works

  • Your customer applies for an account with Mobicred.
  • If approved, a credit limit will be granted (like a credit card).
  • Select Mobicred from the payment options in checkout,  type in your username and password.
  • If the purchase is approved,  an OTP will be sent to your mobile.
  • As the merchant, payments will be guaranteed by Mobicred (settlement is weekly). We take the risk of the customer paying us back over time.

How to get started with PayGate


Choose your payment solution and complete the PayGate agreement


Integrate using one of PayGate’s secure Integration methods


Our Customer Services team will activate your account within 48 hours

Get Started

Start accepting payments