PayPoint | Virtual Credit Card Machine and Point of Sale Terminal

This is essentially a virtual terminal (or 'swipe' machine). The merchant is able to process the credit card transaction online via the payment gateway by entering the transaction into the computer (instead of the 'swipe' machine). The PayPoint virtual point of sale credit card machine is built into the secure PayGate Back Office. This allows merchants to search for processed credit card transactions as well as a summary of batches of credit cards processed to aid in bank statement reconciliation.

Benefits of a Virtual Terminal

  • Fast, save the time wasted waiting for dialup credit card or swipe machine
  • Easier to use than a point of sale
  • Low transaction charges
  • Virtual terminal is accessible from anywhere in the office, anywhere in the world
  • Use multiple virtual terminals simultaneously, save the rental costs on card swipe machines
  • Allow your staff access to use the virtual point of sale system but limit their functionality if necessary
  • View all transactions processed by PayGate payment gateway on your behalf
  • Search for a specific transaction
  • Reconcile your credit card transactions to your bank statement
  • Process a refund
  • View your last 5 PayGate payment gateway invoices
  • Change your company details
  • Log a credit card processing support query

Description of PayPoint Virtual Point of Sale

  • Your online credit card machine(s) on the Internet
  • Secure. Your own user-specifiable password
  • Credit card transactions are authorised immediately via the payment gateway and settled to your bank merchant account overnight
  • Online PayPoint virtual card terminal demo available

Who should use PayPoint Virtual Credit Card Terminal?

All PayGate merchants are given access to the payment gateway Back Office.
The PayPoint virtual credit card machine facility (the ability to process credit card transactions online) is ideally suited to merchants who require an easy to use credit card processing facility.

PayPoint Virtual Terminal Demo

For a PayPoint virtual point of sale Demo, please go to the Demo section of the site.

Sign Up for PayPoint Virtual Point of Sale Terminal

Please fill in the Get Connected form and we will assist you to get a credit card merchant facility or merchant account at a suitable Bank.