Fraud and Risk

Fraud is a growing problem worldwide. PayGate takes fraud prevention very seriously and we work closely with the banks, various third party specialist service providers and our merchants in order to help combat fraud.

Card Blacklisting

Using the PayGate Back Office merchants have the ability to blacklist any cards which they suspect may have been used fraudulently. Cards blacklisted by the merchant will immediately be rejected by PayGate.

3D Secure

PayGate payment gateway is 3D Secure (MasterCard SecureCode and Verified by Visa) compliant. 3D Secure is an online credit card security system provided by MasterCard and Visa and supported by many banks worldwide.

PayProtector

PayGate has developed a proprietary fraud and risk screening service which has proved itself by significantly reducing fraud across our merchant base. PayGate offers three variations of this service to best suit your requirements. PayProtector works in the background, either stand alone or in conjunction with 3D Secure, and helps to prevent fraudulent transactions from being processed on your account. (More details...)

Specialised fraud management services

PayGate has partnered with specialist fraud and risk service providers to enhance PayProtector and provide customised solutions for high-end merchants.
PayGate's fraud and risk services can be tailored to merchant requirements and if required, a PayGate fraud and risk management consultant can be contracted to help architect an effective fraud and risk management strategy for your business.